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Flood Insurance Rate Map
Wise Owl Did You Know?
When you apply for a mortgage loan, flood insurance rate maps are used to determine if the loan property is in a flood zone. If it is, you are required to carry flood insurance for the life of the loan.
Colorado Flood Map Modernization Program
On July 15, 2002, the CWCB entered into a Cooperating Technical Partner (CTP) agreement with FEMA Region VIII. This agreement provides that the CWCB will assume responsibility for the development of Digital Flood Insurance Rate Maps (DFIRMs) for all counties within the State (excluding those within the Urban Drainage Flood Control District).
 
Through this agreement, the CWCB is provided funding by FEMA for the production of DFIRMs, as well as for the management of the DFIRM process. The amount of funding provided to the State is determined by FEMA Region VIII each fiscal year, and is a function of the success of the State in producing DFIRMs, the ability of the State to obtain cost-share contributions from State or local sources, and the effectiveness of the State in linking improved floodplain management with improved floodplain mapping. The State is primarily utilizing consulting engineering firms to perform this work. The State's progress towards its objective is monitored quarterly by FEMA, and their agent, the National Service Provider (NSP).

For more information on the Program, and to view a map of counties undergoing map review, please go to the Map Modernization website.