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Home > Frequently Asked Questions > Located in a Floodplain Challenged  

Frequently Asked Questions: Located in a Floodplain Challenged

Title

Located in a Floodplain Challenged 

Program Area

Water Management 

Specific Program

Flood 

CWCB Section

Watershed & Flood Protection 

Question

If I disagree with my lender's determination that I am in a floodplain, what can I do?

Answer

In some cases, a lender determines that a property is in the Special Flood Hazard Area (SFHA), but the property owner disagrees. The SFHA is also known as the 100-year floodplain. Property owners in this situation have a couple of options. They may apply for a Letter of Map Amendment (LOMA), or a Letter of Map Revision - based on Fill (LOMR-F) (if fill placement is the basis of the request). In addition, property owners may apply for a Letter of Determination Review (LODR). Forms for these purposes can be found on FEMA's website.
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Created at 6/30/2010 9:26 AM  by System Account 
Last modified at 6/30/2010 9:26 AM  by System Account